Español

Banking Blog & Financial Tips

Welcome to our Banking Resources and Financial Tips Blog! Here, you'll find useful banking related articles and tips designed to empower you on your financial journey. Whether you're looking for budgeting advice, insights on savings, tips for growing your business or ways to enhance your financial well-being, our blog offers expert guidance to help you make informed decisions.

Start exploring and take the first step toward financial confidence today!

Alternative Homeownership Paths

October 12, 2023

After larger down payments in bidding wars became the norm over the past few years, down payments are shifting—and shrinking, according to a report from Realtor.com.
 

Keep Reading Alternative Homeownership Paths >

Spring Home Renovation Tips

March 9, 2023

Spring is known as a time to start fresh, which makes it one of the most popular times for home improvement projects. And, with high home prices and many owners on the sidelines waiting for a better time to buy their next home, this spring could be a great time to tap into your home’s equity to cover the renovation costs. 

Keep Reading Spring Home Renovation Tips >

Maximize Your Down Payment: Key Strategies

January 5, 2023

After a year of skyrocketing home prices and high interest rates, many potential homebuyers who spent years saving up for a down payment have put their dreams of owning a home on hold. While many remain on the sidelines waiting for conditions to improve, when it comes to getting the most out those savings, there may be no better time than the present to act.

Keep Reading Maximize Your Down Payment: Key Strategies >

HELOC vs Home Equity Loan: Key Differences

August 31, 2022

While many recognize both home equity loans and home equity lines of credit (HELOCs) are available, not all are aware of the differences between the two and which is best for their specific needs. To help, the personal loan experts at BayFirst have created the below HELOC vs. Home Equity Loan cheat sheet to use when you’re ready to maximize the value of your home to tackle your next project or cover an expense.
 

Keep Reading HELOC vs Home Equity Loan: Key Differences >

Maximize Increased Home Value

July 25, 2022

Home prices are surging across the country leaving many homeowners looking for ways to tap into their increased home equity to better position themselves financially. If your home’s value is high, now could be a smart time to take advantage to set yourself up for future success, too.

To help homeowners do just that, the residential mortgage experts at BayFirst have compiled a list of ways to maximize the value of your home while home prices hover at record highs.
 

Keep Reading Maximize Increased Home Value >

Say YES to ARM: Adjustable-Rate Mortgages Rising

June 10, 2022

With rising interest rates and continued housing appreciation, many borrowers are concerned about missing out on homeownership due to overall affordability, leaving them searching for any competitive advantage they can find. As a result, mortgage lenders are seeing an increase in Adjustable-Rate Mortgages (ARMs).
 

Keep Reading Say YES to ARM: Adjustable-Rate Mortgages Rising >

Steps to Take Before House Hunting This Season

April 12, 2022

Spring homebuying season is fast approaching, bringing with it the potential for even more demand and higher prices, all while mortgage rates continue to rise. In short, this year’s traditional selling season is shaping up to be anything but. 

Keep Reading Steps to Take Before House Hunting This Season >

Understanding Government Loans

December 15, 2021

While it’s always important for buyers to understand the loan options available to them when purchasing a home, in today’s hot real estate market it could make all the difference – especially for first-time homebuyers or others who may have trouble qualifying for conventional mortgages.
 

Keep Reading Understanding Government Loans >

Dispelling VA Loan Myths

November 9, 2021

This Veterans Day, BayFirst is dispelling myths about VA loans and underscoring why all sellers should consider choosing a military buyer using one.
 

Keep Reading Dispelling VA Loan Myths >

How Important Is Your Loan Originator When Buying a Home

October 26, 2021

Few buyers are experts when it comes to the home loan process. So, when buying a home, it’s important to choose a bank that offers not only quality products to fit your individual needs, but also dedicated professionals who will go the extra mile to ensure the home of your dreams becomes a reality.

That’s what BayFirst Residential Loan Originator Diana Schwarz does for every customer she works with.
 

Keep Reading How Important Is Your Loan Originator When Buying a Home >

Displaying results 1 - 10 (of 12)

Categories

Contact Us
Banking Centers
Find FREE ATMs
Routing Number: 063114551
Careers
Equal Housing Lender Better Business Bureau Accredited Business Member FDIC

© 2024 BayFirst National Bank, Member FDIC, Equal Housing Lender
NMLS ID 806183 | NMLS Consumer Access

Bay First Financial
700 Central Ave St Petersburg FL 33701

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

You are now leaving the BayFirst website. By clicking the 'OK' button below, you will enter a different website created, operated and maintained by a private business or organization. BayFirst is not responsible for the content, views, or privacy policies of this website. We take no responsibility for any products or services offered by this website, nor do we endorse or sponsor the information it contains. In addition, websites may change location, ownership and address frequently. BayFirst is not responsible for the accessibility of this link. Would you like to continue?