CreditBench Powered by BayFirst

BayFirst’s SBA Division, CreditBench, delivers proven strength in the market, backed by the ongoing support of BayFirst. Business owners can take advantage of the deep bench strength of America’s top-performing SBA lending team combined with streamlined processes and advanced technology.

#1 SBA Lender

Our deep bench and strong reputation are backed by the BayFirst community you trust.

Take Your Business to the Next Level

Use your loan for additional working capital, to get your business going or expand to the next level.

Variety of Loan Solutions

Depending on your needs our financial advisors can help find creative solutions to fit your needs.

Key Features:

  • Financing from $50,000 to $5,000,000 in capital
  • Down payments as low as 10%
  • No pre-payment penalties for loans under 15 years
  • Longer repayment terms (up to 25 years for owner occupied real estate, fully amortizing)
  • No balloon payments
  • Preferred small business lender
  • Additional loans are easy and quick to secure
  • Strong reputation
  • Powerful backing of BayFirst

See what our CreditBench customers have to say