SBA Loans Guide

The right loan can make a big difference for your small business. As one of the nation’s top lenders for Small Business Administration (SBA) loans and a Preferred SBA Lender, CreditBench powered by BayFirst knows what how to take your business to the next level and can help you get there fast.

You work hard for your business. You deserve a banking partner that will work hard for you, too.

About SBA Loans

An SBA loan is partially guaranteed by the Small Business Administration, a government entity dedicated to supporting the growth of small businesses across the country. An SBA loan can be used for almost all your business needs, including real estate purchases, inventory, business acquisitions, partner buyouts, debt refinance and more.

BayFirst offers two types of SBA Loans.

CreditBench Provides:

Streamlined processes
Advanced technology
Personalized service
Faster decision times
Quicker access to your funds

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Why BayFirst?

CreditBench, powered by BayFirst, is a top SBA lender in the country and an SBA Preferred Lender specializing in loans under $350,000 and up to $5 million with flexible requirements and competitive rates.

Our expert team proudly supports small business owners like you, providing more than just the funds you need to run and grow your business. We also build relationships with our customers. So, wherever your business is headed, we are Here for What’s Next^®.

SBA Loan FAQ

Any small business owner can apply for an SBA loan, but there are eligibility requirements. Learn more here.

CreditBench does not have a minimum requirement and can provide small business loans up to $5 million. However, if you qualify your maximum loan amount will be determined by one of our lenders who will factor in how you plan to use the funds, your credit score, cash flow and more.

Because they are partially guaranteed by the SBA, SBA loans typically offer more flexible terms and conditions than conventional loans. This can mean lower monthly payments and more opportunities to keep capital in your business. SBA loans also have a faster application process.

We are a proven national lender and provide lending options in all 50 states.

Yes, you can apply for multiple SBA loans, even with the same lender.

BayFirst lends to all kinds of businesses, provided they are a small business. If you have questions about if your business qualifies, talk to one of our experienced lenders. You can also read more on our blog.

Have More Questions?

You work hard for your small business. Let us go to work for you.

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SBA Loans Guide

About SBA Loans

CreditBench Provides:

Why BayFirst?

SBA Loan FAQ

Who can apply for an SBA Loan?

How much can I borrow through an SBA loan?

What is the difference between an SBA Loan and a Conventional Business Loan?

Does CreditBench only offer SBA loans in Florida?

If I have an SBA loan can I get another?

What kinds of businesses does CreditBench provide SBA loans to?

Have More Questions?

You work hard for your small business. Let us go to work for you.