Winter Business Banking Offers - BayFirst Financial

Grow Your Business and Your Balance.

Get up to $500¹ with your new Free Business checking account and up to 4.75% APY²with your Commercial Money Market account. Offer expires December 31, 2023.

Open Your Account Today!

Free Business Checking

No monthly fees or minimum balance requirement
Free online and mobile banking
Access to more than 55,000 ATMs

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Commercial Money Market

Earn up to 4.75% APY²
Unlimited transfers to your BayFirst accounts
Interest compounds daily
Monthly fee waived with minimum daily balance of $1,000

Start Saving Today

_{1 Business Checking Account: To qualify for the $500 bonus, you must be a new BayFirst business checking customer and qualified to open a business checking account in accordance with our normal standards. Account must remain open to receive the $500 bonus. BayFirst will match $500 if deposits total $2,000 or more and 5 debit card point of sale transactions are completed within a single monthly statement cycle within the first 2 months of account opening. The $500 bonus will be applied to the account the cycle after all requirements have been met. This offer cannot be combined with any other offers or coupons, may change or be withdrawn at any time. This offer applies to Free Business Checking accounts only. There is a $100 minimum to open, and no minimum balance required. The $500 bonus will be reported to the IRS in accordance with applicable law. This is not an interest-bearing account. Offer expires 12/31/23.

2 BayFirst Commercial Money Market: Minimum deposit of $1,000 required to open. You can earn the advertised rate of 4.75% APY (Annual Percentage Yield) on balances of greater than $250,000. You will earn 4.25% APY on balances of $249,999 to $100,000, 3.75% APY on balance of $99,999 to $50,000, 3.25% APY on balances of $49,999 to $25,000, or 2.75% APY on balances of $24,999 to $2,500 . Rate is effective as of 9/21/2023. Rates are variable and are subject to change at the bank’s discretion. Rates are calculated on a daily balance method. Fees could reduce earnings. You may make six (6) transfers/checks from your account each statement cycle, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. $20 monthly maintenance fee waived with $1,000 minimum daily balance.}

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