100% Financing For Your Next Home Purchase
Whether you’re buying your first home or your next home, the BayFirst 100% Financing Loan* can get you in the door. With no money down and closing cost assistance from BayFirst, it could be the key to reaching your home-buying goals.
At BayFirst, we’re Here for What’s Next®, including your new address. But before you can make yourself at home, you’ll need to find the right mortgage. For more than 20 years, BayFirst’s expert mortgage lenders have been helping buyers like you find the best rates, terms, and loan types to get you moving, and providing personalized support to write home about.
Get to know us
BayFirst 100% Financing
No Monthly Mortgage Insurance
Available to First-Time and Repeat Homebuyers
Loan Amounts up to $750,000
No closing cost fees up to $2,500**
BayFirst NMLS#806183. All loans subject to approval, including credit approval. Income, credit and property restrictions may apply. Other programs available. Programs subject to change or termination without notice. BayFirst National Bank is not affiliated with the Federal Housing Administration, U.S. Department of Veterans Affairs, or any other government agency. Borrower must have a minimum credit score of 680 and have no foreclosures, bankruptcy, mortgage late payments on credit report. No judgments, repossessions, or charge-offs within last 5 years. Only available for primary residence.
*BayFirst 100% financing is a combination of a 1st and 2nd mortgage loans.
**No closing costs up to $2,500 toward the second mortgage. Borrower will be responsible for anything over $2,500 at closing.
You are now leaving the BayFirst website. By clicking the 'OK' button below, you will enter a different website created, operated and maintained by a private business or organization. BayFirst is not responsible for the content, views, or privacy policies of this website. We take no responsibility for any products or services offered by this website, nor do we endorse or sponsor the information it contains. In addition, websites may change location, ownership and address frequently. BayFirst is not responsible for the accessibility of this link. Would you like to continue?