Home Equity Loans and Lines of Credit

Ready to tackle your next home improvement project or another big expense? A home equity line of credit or home equity loan from BayFirst can help finance it. Get flexible spending options, easy access to your funds, a competitive interest rate, and personalized support from our lenders. Get started and let your home's equity help you tackle whatever’s next.

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  • Flexible spending of your funds
  • Advances are easy, just write a check
  • Plan for future expenses
  • Low variable interest rates
  • Interest may be tax deductible*

  • Plan for future expenses
  • Low fixed interest rates
  • Affordable monthly payments
  • Interest may be tax deductible*

Why BayFirst?

At BayFirst, we’re Here For What’s Next® - including your next big remodel or expense. But before you start drawing up blueprints or packing your kid up for college, you’ll need to find the right loan. For more than 20 years, BayFirst’s expert lenders have been helping homeowners like you find the best way to tap into their home's equity to ensure future financial success.