BayLive Checking

You work hard for your money, make it work hard for you. Get a higher rate when you open our BayLive Checking account.

Earn 3.01% APY

On balances up to $25,000

55,000 Free ATMs

Key Features:

  • Minimum $100 to open
  • Tiered Interest Rates (based on account balance)
  • Instant Issue Contactless Debit Card
  • 55,000 free Allpoint and Publix Presto! ATMs
  • Access to the BayFirst Mobile Banking App with Mobile Deposit
  • Online Banking and Bill Pay
  • Get paid up to two days earlier with Forward Pay
  • Notary Service
  • eStatements

The More You Save, The More You Earn

Get all of our convenient features that help you manage your money on top of the ability to earn as you save. Take advantage of it all with your BayLive Checking account.

BayLive Checking account: Account must remain active to receive 3.01% APY (Annual Percentage Yield) on balances of $0.01 to $25,000 and a range from 3.01% to 0.50% APY on balances greater than $25,000.01. Active is defined as direct deposit of payroll, SSI, or other income and 10 electronic debit transactions, including ACH debits, debit card point-of-sale, checks, and BillPay per monthly statement cycle. Eligibility requirements will begin the first full statement cycle following account opening. Personal accounts only. APY will adjust to 0.05% APY on all balances for non-active accounts. Rates are calculated on a daily balance method. Minimum $100 to open. Minimum daily balance to avoid $10 monthly fee is $1,500. Fees may reduce earnings.