Small Business Lending from BayFirst

Small Business Administration Loans

No two businesses are the same, but they all have goals that drive them forward. With a small business loan from BayFirst you can reach your goals quickly, thanks to our Preferred Small Business Lender status, streamlined process, and dedicated team, which is one of the best small business lenders in the nation.

The CreditBench Connection

As one of the nation’s top lenders for Small Business Administration loans, BayFirst’s small business lending division, CreditBench, offers a wide range of lending options for business owners in Tampa Bay and across the nation, and delivers fast and reliable funding to help you stay on track to reach your goals.

Working Capital

Cover short-term and day-to-day expenses.

Learn More

Business Acquisition

Buy an existing business with a loan from us.

Learn More

Real Estate Loans

Secure funds to rent, build, buy or renovate a building.

Learn More

Other Small Business Loans

From partner buyouts to debt refinance, lines of credit, construction loans and more, we've got you covered.

Learn More

USDA

Get funds for a rural business in a qualifying zip code.

Learn More

What's Next? Get Started.

Curious about how to get a small business loan? You’ll just need to:

Find the Right Loan

Determine the loan type that’s right for your needs.
Apply

Apply for the loan using our streamlined application process.
Apply here
Get Approved

We’ll quickly review your application and be in touch.
Get to Work

Start using approved funds in as quickly as a matter of days.

About Small Business Loans

Small business loans can be used for just about any business expense, and they come with flexible terms, great rates, and other additional benefits. The Small Business Administration’s SBA 7(a) loan is the most popular, but there are other loans to consider based on your needs. Unsure which loan is right for your business or want to learn how to get a small business loan? We can help.

Talk to a lender

Why BayFirst?

When you choose a small business loan from one of Tampa’s top small business lenders, you get the powerful backing of one of the nation’s top lending teams, fast access to your funds, and the personal guidance of our in-house team of experts. Simply put, we are one of the best places to get a small business loan.

The BayFirst Difference

When you tap into the power of BayFirst’s small business lending team, you can expect:

A streamlined process, start to finish
Advanced technology
Personalized service
Faster decision times
Quick access to your funds

Small Business Loans FAQ

BayFirst does not have a minimum requirement and can provide small business loans up to $5 million. However, if you qualify your maximum loan amount will be determined by one of our lenders who will factor in how you plan to use the funds, your credit score, cash flow and more.

We are a proven national lender and provide lending options in all 50 states.

Yes, you can refinance for the same amount or take out additional funds.

BayFirst lends to all kinds of businesses, provided they are a small business. If you have questions about if your business qualifies, talk to one of our experienced lenders.

There are a number of factors that will impact whether or not you qualify, however, the application process through BayFirst is streamlined to make it as simple as possible in order to get you the funding you need quickly. Get started by talking to an SBA lender at BayFirst.

Start by comparing our small business loan offerings or contact a loan expert who will guide you in the right direction. After you determine the right loan for you, you’ll gather your information and complete our streamlined application process.

Any small business owner can apply for an SBA loan, but there are eligibility requirements. Learn more here.

Don’t just take our word for it. Hear from business owners who think BayFirst is the best place to get a small business loan.

Lisa & David Douglas

Crosstown Couriers

“I wouldn't consider going any other route than first calling up on BayFirst. For the level of service, I can't really think of one complaint that I have!”

Chef Michael Baugh

Let Them Eat Cake

“We are here to help our customers with their banking needs on every level”

You are now leaving the BayFirst website. By clicking the 'OK' button below, you will enter a different website created, operated and maintained by a private business or organization. BayFirst is not responsible for the content, views, or privacy policies of this website. We take no responsibility for any products or services offered by this website, nor do we endorse or sponsor the information it contains. In addition, websites may change location, ownership and address frequently. BayFirst is not responsible for the accessibility of this link. Would you like to continue?

Small Business Administration Loans

The CreditBench Connection

Working Capital

Cover short-term and day-to-day expenses.

Business Acquisition

Buy an existing business with a loan from us.

Real Estate Loans

Secure funds to rent, build, buy or renovate a building.

Other Small Business Loans

From partner buyouts to debt refinance, lines of credit, construction loans and more, we've got you covered.

USDA

Get funds for a rural business in a qualifying zip code.

What's Next? Get Started.

Find the Right Loan

Apply

Get Approved

Get to Work

About Small Business Loans

Why BayFirst?

The BayFirst Difference

Small Business Loans FAQ

How much can I borrow through a Small Business loan?

Does BayFirst only offer Small Business loans in Florida?

Can I refinance a Small Business Loan?

What kinds of businesses does BayFirst provide small business loans to?

How hard is it to get a small business loan?

How to get a small business loan?

Who can apply for a small business Loan?

Lisa & David Douglas

Chef Michael Baugh