Here for Your Next Auto Loan

We know your vehicle is more than just a way to get around and we’re here to help you get the right financing for it. If you’re looking for your next vehicle loan, you’ve come to the right place. 

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See Where The Right Loan Can Take You

BayFirst is Here for What's Next®, when it comes to navigating your next vehicle loan or refinance.
 

Auto Loans geared to fit your needs.

  • Competitive rates
  • ​Flexible terms
  • Up to 100% financing / no down payment options available
 

 Auto lending made easy.

  • Online application process
  • Data and privacy secured
  • ​Expert advice from our experience auto lenders
  • Manage your loan payments at home or on the road with online and mobile banking 

Have questions? We're here to help.

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What's Next? Get Started.

  • Find your new vehicle

    You’ve found your next set of wheels, now we can help with what’s next.

  • Apply

    Easily apply online or in a banking center. Approval is fast and your funds are often available the same day.

  • Lock in a competitive rate

    We’ll find the best rate and loan option for your budget.

  • Finalize the paperwork

    Just sign, take the keys, and enjoy the ride.

    I'm Ready to Apply

Apply For Your Loan.

Applying for your vehicle loan is an easy three-step process you can do online or in person. It only takes a few minutes to answer some questions. After you complete the form, a BayFirst team member will reach out to you for any additional details needed. Ready? Just follow the steps below.

 
  • Gather your information

    You’ll need your social security number and a valid ID such as a driver’s license or other government issued ID. You’ll also need some basic information about the vehicle you wish to purchase.

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    You’ll need to know the estimated purchase price of your vehicle and any trade in information you have.

  • Fill out the information

    We’ll ask you for a few details to complete the application process.

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    Provide your information such as name, address, social security number, driver’s ID number, contact information and financial information. You’ll also need to provide proof of income at this step.

  • Receive your financing

    You’ll be able to create a BayFirst account and manage your loan from there.

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    You’ll receive the proper documentation to verify your purchase and loan details that you can keep in your records.

Why BayFirst?

At BayFirst, we’re Here for What’s Next®, whether that’s your next car, boat, or golf cart. And we want to make sure you’re not only getting the best loan possible, but the best rate on top of it. Our lenders will work with you to customize your loan options quickly and get you out on the road, water or golf course without any detours.

Learn more

Vehicle Loan FAQ

You must be 18 years old to qualify.

Yes, BayFirst offers loans for RVs, motorcycles, golf carts and more.

Yes, but depending on your business, you may be better off getting an SBA loan that will give you working capital. Our loan officers can help determine the best approach for you.

You can apply online or by visiting any of our banking center locations.