Simply Free Checking

Banking should be easy. That’s why we offer Simply Free Checking. With a straightforward application process, no monthly service charges, online and mobile banking, 55,000 free ATMs, you can open your Simply Free online checking account right now.


Your Simply Free Checking account is just like it sounds. When you open a BayFirst Simply Free Checking account you can enjoy:

  • Just $100 minimum to open
  • Instant issue contactless debit card
  • Access to 55,000 free Allpoint and Publix Presto! ATMs
  • Mobile banking app with mobile deposit
  • Online banking and bill pay
  • Convenient account management
  • eStatements
  • Notary service