BayFirst CD

Save with certainty on your terms. Pick the term that works best for you! 

5.25% APY*
2-Year Relationship Variable Rate CD

Penalty-free withdrawals and unlimited deposits anytime!*

Must have a BayFirst checking account with direct deposit to open.

Additional Highlights

  • Only $1,000 to open
  • Interest compounded daily and paid quarterly or at maturity
  • IRA options are available
  • Track growth with Online Banking
  • Available to businesses

Do you have a solid savings plan for what’s next?

Your money. Your savings. Your timeframe. Whatever you’re saving for or however far off in the future, our CD options have you covered.

Find A Banking Center By You Account Disclosures

What's Next?

  • Gather Your Information

    You’ll need your social security number, proof of address, and a valid, government-issued ID.

  • Fill Out The Application

    We’ll just need a little paperwork.

  • Provide the Minimum Deposit

    We only require $1,000 to get started.

  • Start Saving

    Enjoy mobile banking app and online banking.