Commercial Money Market 4.75% APY

Get with the bank that gives you rewards for maintaining higher balances. The more you save, the more you earn.

Earn Interest on Your Savings

The More You Save, The More You Earn

Free Online Banking

Key Features:

  • Earn interest
  • Free internal transfers
  • Free bank statements
  • Free Online Banking
  • $1,000 minimum deposit to open

Put your money to work for you

Start earning on your interest today when you open your Commercial Money Market account with BayFirst.

Get Started How to Waive Fees Account Disclosures
BayFirst Commercial Money Market: Minimum deposit of $1,000 required to open. You can earn the advertised rate of 4.75% APY (Annual Percentage Yield) on balances of greater than $250,000. You will earn 4.25% APY on balances of $249,999 to $100,000, 3.75% APY on balance of $99,999 to $50,000, 3.25% APY on balances of $49,999 to $25,000, or 2.75% APY on balances of $24,999 to $2,500 . Rate is effective as of 9/21/2023. Rates are variable and are subject to change at the bank’s discretion. Rates are calculated on a daily balance method. Fees could reduce earnings. You may make six (6) transfers/checks from your account each statement cycle, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. $20 monthly maintenance fee waived with $1,000 minimum daily balance.