Personal Banking Made Easy

Your Next Checking Account

With over 55,000 free ATMs, friendly branches, great online and mobile banking, we're sure you will find your next account with us.

Online Banking

Manage your money from the palm of your hand. Securely transfer funds, check balances, pay bills and take care of your finances anywhere. Download the app from the Apple Store or Google Play.

Download on the App StoreGet it on Google Play

Which One Is Right For You?

Simply Free Essential BayLive Interest Advantage Teen Checking
Read more about Simply Free Read more about NuStart Checking Read more about BayLive Read more about Interest Advantage Read more about Teen Checking
Monthly service fee
$0 $1.95 $10 or $0 Ways to waive fees $10 or $0 Ways to waive fees $0
Earns interest
Access to 55,000 free ATMs
$25 refunded in out-of-network ATM Transactions*
Access to Online Banking
Send Money with Zelle®
Online Bank to Bank Transfers
Forward Pay (Get paid up to 2 days early)
BayFirst Mobile Banking App
Online Bill Pay
Age requirement
Free coin counting
Simply Free Essential BayLive Interest Advantage Teen Checking

*Account holders will be reimbursed up to $25.00 per month for fees incurred using out-of-network ATMs. This includes up to $10 per month in foreign ATM fees imposed by BayFirst and up to $15 per month in additional surcharges imposed by the ATM’s bank or owner. Reimbursements will be made automatically at the end of each monthly statement cycle.