BayLive Money Market

The bigger your balance, the greater your rate. If you have an active checking account with us, you can open a BayLive Money Market Account and start earning more with our best rates.

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Higher Rates. Higher Rewards.

Earn 4.51% APY

On balances $50,000 or more

Earn 2.51% APY

On balances $25,000 - $49,999

Earn 1.51% APY

On balances $10,000 - $24,999

More Than Your Next Account

In addition to rates that grow with your balance, your BayLive account comes with access to BayFirst’s 55,000 free ATMs, online and mobile banking, friendly and knowledgeable experts at all our banking location, and more.

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Ready to get a bigger balance with bigger rates?

Open now Visit one of our banking centers How to Waive Fees

Why BayFirst?

At BayFirst, we’re Here for What’s Next®, including your next money market account. For more than 20 years, we’ve helped customers get the most from their money so that they are ready for whatever’s next. Let us help you, too.

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*BayLive Money Market: Must have an active BayLive checking account to receive 4.51% APY (Annual Percentage Yield) on balances of greater than $50,000, or 2.51% APY on balances of $49,999 to $25,000 or 1.51% APY on balance of $24,999 to $10,000 or 0.05% APY on balances below $10,000. If BayFirst checking account is non-active, APY will adjust to 0.05% APY for all balances. Minimum $100 to open. Rate is effective as of 3/29/2023. Rates are variable and are subject to change at the bank’s discretion. Rates are calculated on a daily balance method. Fees could reduce earnings. You may make six (6) withdrawals/transfers from your account each month, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by mail, or at an ATM are unlimited.