BayLive Money Market
The bigger your balance, the greater your rate. If you have an active checking account with us, you can open a BayLive Money Market Account and start earning more with our best rates.
Get Started Today.
Higher Rates. Higher Rewards.
On balances $50,000 or more
Earn 2.01% APY
On balances $25,000 - $49,999
Earn 1.01% APY
On balances $10,000 - $24,999
More Than Your Next Account
In addition to rates that grow with your balance, your BayLive account comes with access to BayFirst’s 55,000 free ATMs, online and mobile banking, friendly and knowledgeable experts at all our banking location, and more.
At BayFirst, we’re Here for What’s Next®, including your next money market account. For more than 20 years, we’ve helped customers get the most from their money so that they are ready for whatever’s next. Let us help you, too.
Open Your Account Today
BayLive Money Market: Must have an active checking account to receive 4.01% APY (Annual Percentage Yield) on balances of greater than $50,000, or 2.01% APY on balances of $49,999 to $25,000 or 1.01% APY on balance of $24,999 to $10,000 or 0.00% APY on balances below $10,000. If BayFirst checking account is non-active, APY will adjust to 0.05% APY for all balances. Minimum $100 to open. Fees may reduce earnings. Rates are variable and are subject to change at the bank’s discretion. Rates are calculated on a daily balance method. Fees could reduce earnings. You may make six (6) withdrawals/transfers from your account each month, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by mail, or at an ATM are unlimited. Rate is effective as of 12/05/2022.
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