BayFirst Blog

Demystifying the Many Acronyms of Mortgages

March 5, 2024

Though buying a home is exciting, for first-time buyers or those unfamiliar with the process, it can also be slightly confusing, especially when choosing the best mortgage product and signing documents filled with acronyms. To help you navigate the world of mortgage lending and make more informed decisions when buying a home, the experts at BayFirst have created the below “cheat sheet” with commonly used acronyms, which can be the key to getting your keys with peace of mind.

Keep Reading >

Keep Reading Demystifying the Many Acronyms of Mortgages >

Protecting Yourself Online: The Importance of Strong Passwords and Multi-Factor Authentication

January 10, 2024

The internet is intertwined with all our daily lives.  While it allows us to connect with people across the world, access limitless amounts of information instantly, bank online, and more, these conveniences come with many risks as well. It is now more important than ever to protect your personal information online by utilizing multi-factor authentication and creating secure passwords.
 

Keep Reading Protecting Yourself Online: The Importance of Strong Passwords and Multi-Factor Authentication >

Small Business Resolutions You Can Make Anytime of the Year

January 8, 2024

As we all look ahead to the promise of a new year, it’s likely that most business owners have begun setting new goals and looking for ways to ensure greater success in 2024. For those in search of new strategies, expert advice, or just thought starters for the New Year, the experts at BayFirst have compiled a list of Small Business Resolutions every business owner should consider making as January 1 approaches.
 

Keep Reading Small Business Resolutions You Can Make Anytime of the Year >

Alternative Pathways to Homeownership in Today’s Real Estate Market

October 12, 2023

After larger down payments in bidding wars became the norm over the past few years, down payments are shifting—and shrinking, according to a report from Realtor.com.
 

Keep Reading Alternative Pathways to Homeownership in Today’s Real Estate Market >

Exploring Seller Financing for Partial Business Acquisitions: A Win-Win Solution

July 26, 2023

Following the Small Business Administration's (SBA) recent changes to its guidlines related to partial business acquisitions, those interested in acquiring a business or a partial ownership interest in a business will likely have some questions about seller financing, which should become more common now that these types of acquisitions can be made with the help of an SBA 7(a) loan and cash injection (down payment) requirements have been loosened.

Keep Reading Exploring Seller Financing for Partial Business Acquisitions: A Win-Win Solution >

SBA Guidelines Change: Partial Business Purchases Now Allowed

July 18, 2023

The Small Business Administration (SBA) recently announced changes to its guidelines, which will completely change things for those interested in a partial business purchase.
 

Keep Reading SBA Guidelines Change: Partial Business Purchases Now Allowed >

Navigating Boat Buying: The Do's And Don'ts For Smooth Sailing

July 13, 2023

The allure of owning a boat and embarking on adventures on the open water is hard to deny. But when you’re ready to set sail on your boat-buying journey, it’s important to tread carefully and navigate the financial aspects wisely. To help, we’re exploring the dos and don’ts of buying a boat to ensure first-time buyers don’t find themselves in unchartered waters along the way. 

Keep Reading Navigating Boat Buying: The Do's And Don'ts For Smooth Sailing >

A Grandparent's Guide to Summer Fun and Financial Lessons

June 30, 2023

As a grandparent, there's nothing quite like spending quality time with your grandchildren and instilling important life lessons. Now that summer is in full swing and children are gearing up for visits, many grandparents will look for opportunities to do just that. Fortunately for those living in and around Tampa Bay, the area is bursting with activities and attractions that are perfect for grandparents and grandchildren alike, and many provide the opportunity to teach financial responsibility, too.

Keep Reading A Grandparent's Guide to Summer Fun and Financial Lessons >

Small Business Pointers for Every Stage of Business Ownership

May 15, 2023

Though BayFirst’s government-guaranteed lending division, CreditBench, is most known for being one of the country’s top SBA lenders, the assistance its expert team provides small business extends far beyond financing.

This Small Business Month, we’ve compiled some of our most popular and informative blogs to help small businesses at every stage reach their next goal, all year round.
 

Keep Reading Small Business Pointers for Every Stage of Business Ownership >

Refresh with Low-Cost Small Business Marketing Ideas

May 3, 2023

Spring is known as a time to refresh, and one way every small business owner can do that without breaking the bank is to review their marketing plan and implement some new ideas. To help, the small business experts at BayFirst have compiled a list of 10 easy but impactful ways you can improve how you promote your business to stay top of mind for current customers and attract even more this spring and beyond.

Keep Reading Refresh with Low-Cost Small Business Marketing Ideas >

Displaying results 1 - 10 (of 56)

Categories


Equal Housing Lender Better Business Bureau Accredited Business Member FDIC

© 2024 BayFirst National Bank, Member FDIC, Equal Housing Lender
NMLS ID 806183 | NMLS Consumer Access

Bay First Financial
700 Central Ave St Petersburg FL 33701

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

You are now leaving the BayFirst website. By clicking the 'OK' button below, you will enter a different website created, operated and maintained by a private business or organization. BayFirst is not responsible for the content, views, or privacy policies of this website. We take no responsibility for any products or services offered by this website, nor do we endorse or sponsor the information it contains. In addition, websites may change location, ownership and address frequently. BayFirst is not responsible for the accessibility of this link. Would you like to continue?