Unlock Your Home's Value

Fund a home improvement project, cover an unexpected expense, pay for school, and more with a customized home equity loan from BayFirst. Discover the power of your home's equity and take advantage of flexible spending options.

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Your Equity. Your Choice.

Explore our suite of home equity loan options,
tailored to fit your unique financial needs and goals.

Home Equity Loan

Enjoy predictability and convenience.

Borrow against the equity you’ve built in your property and receive a lump sum amount. Expect a fixed interest rate and longer repayment terms when compared to a Home Equity Line of Credit (HELOC).

BayFirst Home Equity Loan Features:

  • Fixed interest rates as low as 6.25% Annual Percentage Rate (APR)for creditworthy borrowers
  • No closing costs fees up to $2,5002
  • Borrow up to 100% of your home's value
  • Flexible repayment periods: 5-year, 10-year, 15-year, and 20-year options
  • Potential tax benefits (consult with a tax advisor for eligibility)

Apply Today