Test Modules

Feel at Home with a Conventional Loan

Conventional loans are often a great option for homebuyers with good credit and a larger down payment. A conventional loan with BayFirst also comes with:

  • Easy application in our mortgage app
  • Low, competitive interest rates
  • Fixed and adjustable-rate options
  • No Private Mortgage Insurance (PMI) with enough down
There are two types of conventional loans to choose from so be sure to explore all options with your BayFirst lender.

Ask a Question

  • Find your new vehicle

    You’ve found your next set of wheels, now we can help with what’s next.

  • Lock in competitive rate

    We’ll work to find the best rate and loan option for your budget.

  • Apply

    Easily apply online or in a banking center. Approval is fast and your funds are often available the same day.

  • Finalize the paperwork

    Just sign, take the keys and enjoy the ride.

Have Questions?

Why BayFirst?

At BayFirst, we’re here for what’s next. Your next car, next boat, next golf cart – whatever vehicle moves you. And we want to make sure you’re not only getting the best loan possible, but we want to ensure you lock in the best rate on top of it. Our lenders will work with you to customize your loan options quickly and get you out on the road, or water, or golf course as soon as possible.

Get to Know Us

My First Ride FAQ

You must be 18 years old to qualify for the BayFirst My First Ride program.

Test

A Good One.

As long as it's through BayFirst!

A really good one.

From BayFirst you can!

It can be whatever you want it to be!

My First Ride FAQ

You must be 18 years old to qualify for the BayFirst My First Ride program.

Test

A Good One.

As long as it's through BayFirst!

A really good one.

From BayFirst you can!

It can be whatever you want it to be!

What's Next? Get Started

  • Find Your New Vehicle

    You've found your next set of wheels, now we can help with what's next.

  • Apply online or in a banking center

    Approval is fast and your funds are often available same day.

  • Lock in competitive rate

    We'll work to find the best rate and loan option for your budget.

  • Finalize the paperwork

    Just sign, take the keys and enjoy the ride.

Still on the fence or need more details?

Talk to A Lender Today

What's Next? Get Started

  1. Find Your New Vehicle

    You've found your next set of wheels, now we can help with what's next.

  2. Apply online or in a banking center

    Approval is fast and your funds are often available same day.

  3. Lock in competitive rate

    We'll work to find the best rate and loan option for your budget.

  4. Finalize the paperwork

    Just sign, take the keys and enjoy the ride.