Updated System Requirements
Jumbo loans are designed for purchasing or refinancing a home that exceeds conventional loan limits set by the Federal Housing Finance Agency (FHFA), such as high-valued homes or those in high-priced areas. To qualify, borrowers must have an exceptional credit score and low debt-to-income ratio.
Jumbo loans are typically available with either a fixed interest rate or an adjustable rate, and they come with a variety of terms, including:
At BayFirst, we’re Here for What’s Next®, including your new address. But before you can turn the key, you’ll need to get started on finding the right mortgage. For more than 20 years, BayFirst’s expert mortgage lenders have been helping buyers like you find the best rates, terms, and loan types to get you moving into the biggest house on the block.
Unsure if a Jumbo Loan is right for you? Our experts can help you weigh your options.
Use the BayFirst Buyer Ready Program to get preapproved and ahead of the competition.
Stay within your preapproved limit, keeping in mind closing costs, inspections and other additional fees associated with buying a home.
Once you’ve found the home you want, you’ll lock in a rate as the application is processed.
After the application process is complete, you’re clear to close, grab the keys and move on in.
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