First Home Buyer

Residential Conventional Loans

When you’re ready to make your next big move, finding the right mortgage loan is key. Our most popular is a conventional loan, which typically requires a solid credit score, comes with a fixed interest rate, and fits a wide range of buyers and properties.

Feel At Home With A Conventional Loan

Conventional loans are often a great option for homebuyers with good credit and a larger down payment. A conventional loan with BayFirst also comes with:

  • Easy application in our mortgage app
  • Low, competitive interest rates
  • Fixed and adjustable-rate options
  • No Private Mortgage Insurance (PMI) with enough down
There are two types of conventional loans to choose from so be sure to explore all options with your BayFirst lender.

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