Buying your first car is an exciting ride. And when it comes to financing, we can steer you in the right direction. See how the My First Ride Program can not only get you the car you want, but also help build up your credit and put you on the road to future financial success.

See Where The Right Car Loan Can Take You

BayFirst is Here for What's Next®, including your very first car. When you choose a car loan with us, not only do you get the backing of an industry-leading Florida community bank, but you can also expect:

  • Loans customized for first-time car buyers
  • Competitive auto rates
  • Expert advice from our lenders
  • Up to 100% financing with no down payment
  • Easy application process
  • Data and privacy secured
  • Managing your loan with online and mobile banking

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What Do You Need to Apply?

  • Identification

    Bring your government-issued ID and social security number.

  • Proof Of Income

    Have proof of employment (a recent pay stub, W2 or tax returns).

  • Policy

    Bring your auto insurance declaration page (a summary of your auto insurance policy).