BayFirst Financial Community Bank

Give the gift of better banking and earn double!

Give the gift of better banking and earn double!

This holiday season, your referrals are worth twice as much! Invite friends and family to bank at BayFirst and earn double the rewards when they join.

Use your extra rewards to make your holidays even brighter. Offer ends December 31st

Here For What's Next®

What’s your next account?

Personal Banking

Financial solutions to help you meet your personal goals, whether you need a loan for what's next or an account to help you save for it.
  • Checking Accounts
  • Savings & CD Accounts
  • Auto, Boat & Other Vehicle Loans
  • Mortgage & Home Equity Loans
  • Personal Loans
Explore

Business Banking

We offer nationwide business lending along with business banking and cash management services so your business can focus on what's next.
  • Checking Accounts
  • Saving & CD Accounts
  • Business Lending
  • Merchant Services
  • Treasury Management
Explore
Banking on Your terms.
with the technology and features you'd expect from the big banks.
  • Manage all your accounts directly from the BayFirst Banking app
  • Round up debit card purchases to the nearest dollar and automatically transfer to your savings with RoundUp
  • Get paid 2 days early with Forward Pay
  • Contactless debit cards
  • Free credit score monitoring
  • Access to 55,000 free ATMs
Banking on Your terms.
Bank anywhere with digital & online banking

See what our customers have to say.

Tara Gibson

Tara Gibson Interiors

“It's been helpful that I can set up my banking with Shopify, QuickBooks, and all my platforms so they are seamlessly integrated.”

Eric Mattison

Gemco Services Inc.

“There is a relationship - that's what is nice about a small community bank like this.”

Refer a friend. Earn up to $600.*

Good friends share good advice. Refer your friends and earn rewards when they open a new account at BayFirst.
Refer personal or business accounts.