Become a TrendSetter Today!

Change Up your Savings Strategy with RoundUp

Make saving effortless with RoundUp. We'll round up your everyday debit card purchases to the nearest dollar and transfer the spare change directly into your BayFirst savings account. 

Turn your small change into big savings.

 Rounding Up is Easy.

Enroll.

Enroll online using our form below.

Pay.

Use your BayFirst debit card and we will automatically round up your purchase to the nearest dollar and transfer the change to your savings.

Save.

Watch your savings stack up.

Ready to save when you spend?

Fill out the form to enroll.

Need a BayFirst Savings account?

Explore your options.

Have questions?

RoundUp FAQs

RoundUp is a feature that automatically rounds up your everyday debit card purchases to the nearest dollar, transferring the difference into your BayFirst savings account. It’s an easy way to save a little every time you spend.

Yes, you need a BayFirst checking account with a debit card, along with a BayFirst savings account to enroll. 

Yes, RoundUp enrollment is completely free for BayFirst customers! 

Absolutely. You can deactivate the RoundUp feature at any time by contacting the BayFirst Customer Contact Center or stopping by your nearest BayFirst banking center.

Every debit card purchase will be rounded to the nearest whole dollar, change will accumulate, and a single deposit will be made to your savings account each day. If on a business day you do not have enough available funds in your checking account, if any transaction has overdrawn your checking account, or if the ending balance is negative, we will not round up purchases.

If you’d like to enroll in the RoundUp feature but don’t currently have a BayFirst savings account, no problem! You can easily open a savings account online or visit your nearest BayFirst banking center to get started. Once your savings account is set up, you’ll be ready to activate RoundUp and start growing your savings automatically.

Once enrolled, every debit card purchase will be rounded to the nearest whole dollar, change will accumulate, and a single deposit will be made to your savings account each day.  If on a business day you do not have enough available funds in your checking account, if any transaction has overdrawn your checking account, or if the ending balance is negative, we will not round up purchases. The business-day cutoff time for round-up debit card transactions is 2pm. The following exclusions apply: 1) ATM transactions do not qualify 2) Debit card adjustment transactions will not be rounded up 3) If your debit card purchase is canceled or reversed after the round up transfer has been made, the round up transfer will remain in the savings account. 4) Round Up is not available for business debit cards. We may cancel or modify Round Up at any time without prior notice.