Accept payments on your phone. No hardware required.

Transform your phone into a secure payments terminal with Tap2Local™ and meet your customers wherever they are.

Enroll Today

Keep Payments Personal

Real relationships are built face to face, right here in your community. With Tap2Local, every payment feels as natural as a handshake, keeping your connections strong and your local business moving forward.

Available with your BayFirst Business Checking account. Call 888-698-2265 to get started.

Tap. Get Paid. Repeat.

Stop Waiting Days for Your Money

Don't let cash flow slow you down. Get next-day access to your funds with Tap2Local and keep your business moving forward.

Accept Payments with Zero Hardware

Turn your phone into a payments hub with no extra hardware or apps. Accept credit cards, Apple® Wallet, and Google Wallet payments with just your phone.

Stay in Sync Without the Extra Work

Payments sync with your accounting software so your transactions flow straight into your books.

Open now

Enrollment is Simple.

1. Provide Your Info

Share a few quick details about your business.

2. Review Agreement

Accept the simple merchant terms.

3. Get Verified

Get verified by the BayFirst team.

4. Start Accepting Payments

Begin taking payments right away.

Enroll Now

Three Ways to Get Paid

Tap-to-pay

Accept tap-to-pay from physical and virtual cards.
Secure Payment Link

Generate secure payment links for remote transactions.
QR Codes

Display QR codes for quick, in-person customer payments.

Ready to Tap and Get Paid?

If you already have a business account, you can enroll directly through your BayFirst app. If not, we’ll walk you through everything. Call 888-698-2265.

Enroll in Our Mobile App Open a Business Banking Account

Tap2Local FAQs

You can accept all major forms of payment, including credit cards and mobile wallets like Apple® Pay and Google Pay.

Business account holders can enroll directly through their BayFirst National Bank app. If you don’t have a business account or aren’t sure, we’re happy to help. Just give us a call at 888.698.2265, and we’ll walk you through everything.

Once enrolled, you can accept payments directly from your smartphone using your mobile banking app. Enter the payment amount and choose how to get paid, whether in person with tap to pay, by sending a payment link, or with a QR code. Customers can pay using debit cards, credit cards, Apple Pay, Google Pay, and more, and you can send a receipt after each transaction.

No. Tap2Local works right on your smartphone, so there’s no additional hardware required.

Yes. Tap2Local allows you to accept payments wherever you do business, whether you're in-store, on-site, or on the go.

Funds can be available as soon as the next day with Tap2Local.

No. Your customers can simply tap their card or device to pay. No apps required.

Open today until 5:00PM

_{*While there is no charge to use the Tap2Local service, payments are subject to standard card processing fees}

Accept payments on your phone. No hardware required.

Keep Payments Personal

Tap. Get Paid. Repeat.

Stop Waiting Days for Your Money

Accept Payments with Zero Hardware

Stay in Sync Without the Extra Work

Enrollment is Simple.

1. Provide Your Info

Share a few quick details about your business.

2. Review Agreement

Accept the simple merchant terms.

3. Get Verified

Get verified by the BayFirst team.

4. Start Accepting Payments

Begin taking payments right away.

Three Ways to Get Paid

Tap-to-pay

Secure Payment Link

QR Codes

Ready to Tap and Get Paid?

Tap2Local FAQs

What types of payments can I accept?

How do I enroll in Tap2Local?

How do I accept payments in Tap2Local?

Do I need any special equipment?

Can I use Tap2Local anywhere?

How quickly do I receive my funds?

Do my customers need to download anything?

Our Convenient Locations