The Right Loan for Your Next Ride

From the open road to open water, we finance more than just cars. Get fast, flexible loans for your boat, RV, ATV, and more. Then go wherever life takes you.

Explore Our Loans

Get into the Driver's Seat with Your Next Loan.

Auto Loans

With loans for new or used cars, plus refinancing options, getting on the road has never been easier.

Learn More about Auto Loans

Boats & Personal Watercraft Loans

Living in Florida means boating year-round. We can help you get out on the water.

Learn More about Boats & Personal Watercraft Loans

Recreational Vehicle Loans

Ready to hit the open road? Our RV loans can get you where you’re going.

Learn More about Recreational Vehicle Loans

Motorcycle, ATV, & Golf Cart Loans

Get on the road to adventure with a motorcycle, ATV or golf cart loan.

Learn More about Motorcycle, ATV, & Golf Cart Loans

What's Next? Get Started.

  • Find your new vehicle

    Once you've found your next ride, we can help with what’s next.

  • Connect With a Loan Specialist

    Talk to a loan specialist at one of our nearby banking centers and complete your application.

    FInd a Banking Center

  • Get Approved

    Approval is fast for those who qualify, and funds are often available the same day.

  • Buy Your Ride

    Take the keys, and enjoy the ride.

Why BayFirst?

At BayFirst, we’re Here for What’s Next®, whether that’s your next car, boat, or golf cart. And we want to make sure you’re not only getting the best loan possible, but the best rate on top of it. Our lenders will work with you to find the right loan and get you out on the road, water or golf course without any detours.

Learn More

Have Questions?

Vehicle Loan FAQs

You must be 18 years old to qualify.

We offer financing for a wide range of vehicles—including auto loans for new and used cars, as well as loans for RVs, boats, personal watercraft, ATVs, and golf carts. Whether you're commuting, cruising, or camping, we have a loan for your lifestyle.

Each of our loan options is tailored to the type of vehicle you're purchasing. If you're unsure where to start, you can explore our dedicated pages for auto, RV, boat, and off-road vehicle loans—or speak with a local lending expert who can help match you with the right solution.

Yes! You can start your application online for most of our vehicle loans. Whether you’re buying a car, RV, boat, or ATV, our quick and secure process makes it easy to apply from anywhere.
BayFirst Home Equity Line of Credit/Consumer products are offered only to customers who maintain their primary deposit and banking relationship with BayFirst. Applicants may be required to establish or maintain qualifying deposit accounts as a condition of eligibility. All loans are subject to credit approval, underwriting standards, collateral requirements, and other applicable terms and conditions. BayFirst reserves the right to modify or discontinue this program at any time. BayFirst determines, in its sole discretion, whether an applicant maintains a primary banking relationship with the Bank. Additional restrictions and eligibility requirements may apply.