Pay Your BayFirst Loan

Easily pay your BayFirst auto, personal, home equity, or business loan straight from any bank account or debit card—quick, simple, and secure.

Our most convenient way to pay.

BayFirst Online Banking

Set up recurring payments, view payment history, and make other direct payments straight from your BayFirst account.

Access Online Banking

Don't have an account with BayFirst?

Open a BayFirst checking or savings account now for a faster, simpler way to manage your payments.

Open Online

Pay direct with SmartPay.

Managing your BayFirst loan payment is simple with SmartPay. Easily transfer funds through our online payment portal directly from any bank using a debit card, personal checking, or savings account for a secure and hassle-free one-time payment.

Debit Card Payment Checking/Savings Payment

Schedule Payments via ACH

Never miss a payment again. Set up recurring payments through ACH and enjoy peace of mind knowing your BayFirst loan is paid automatically from your checking or savings account—no reminders needed.

Download our ACH form here.

Completed forms can be emailed to
LoanOps@BayFirstFinancial.com

Payment Questions?

Our Contact Center is available for support Monday - Friday from 8:00 a.m. - 6:00 p.m.
Saturday from 8 a.m. - 12 p.m. EST. For after hours inquiries, email us for faster support.

Important Payment Information

Payments scheduled after 6:00 p.m. EST, or on a Saturday, Sunday, or federal holiday, will be processed on the next business day. If your payment is received after the loan’s late charge assessment date, it may result in a late fee. Late charges are applied (insert policy).