CreditBench Powered by BayFirst Financial

The CreditBench Difference

Speed is everything in business. Reach your goals faster than ever with CreditBench, one of the nation’s top performing and most trusted small business lenders. Our SBA Preferred Lender status, advanced technology, and streamlined process allow us to deliver your funding fast and provide the personalized assistance you need to keep your business moving quickly.

 

About SBA Loans

Backed by the Small Business Administration, SBA loans can be used for almost all your small business needs.

 

Fast Funding Options

With CreditBench in your corner, you can launch or grow your small business using one of our customized SBA lending solutions. Each is designed to get you the funding you need as quickly as possible and comes with the personalized support of a team whose goal is to help you reach yours fast.

BOLT SBA Loan: Our Fastest Funded Loan

Our quickest and most popular small business loan option provides up to $150,000 for working capital within days instead of weeks*, and without all the paperwork. With lower interest rates and longer repayment terms than alternative online lending products – plus the support of an in-house team of experts – BOLT loans are ideal for those with good personal and business credit scores and can be prequalified in hours.

Prequalify With:

  • Two years in business
  • 700+ credit score

Use For:

  • Working capital
Get Started on your BOLT Loan Today

Small Balance Core SBA Loan: Expedited Funding, More Uses

This loan provides solutions for a wider range of small business lending needs and promises fast funding. With flexible requirements, low interest rates, and the support of our dedicated team, a Small Balance Core SBA loan can save you time and money when compared to other online lender alternatives.

Prequalify With:

  • Two years in business
  • 675+ credit score

Use For:

  • Working capital
  • Business acquisitions
  • Debt refinance
  • Inventory purchase
  • Equipment purchase
Get Started on your Small Balance Core Loan Today

Core SBA Loan: Streamlined Process and Expert Guidance

Get capital for almost all your small business needs – up to the $5 million SBA loan maximum. Though they can take longer to process than other SBA loans, Core SBA loans deliver the funding you need to meet your biggest business goals and come with better terms than online lenders and the support of an expert, in-house team.

Prequalify With:

  • 0+ years in business
  • 650+ credit score

Use For:

  • Business acquisitions
  • Purchase of owner-occupied commercial real estate
  • Debt refinance
  • Working capital
Get Started On Your Core SBA Loan Today

Over $2 Billion in SBA Loans Funded

Streamlined Loan Processing

Preferred SBA Lender

See what our amazing customers have to say.

Lisa & David Douglas

Crosstown Couriers

“I wouldn't consider going any other route than first calling up on BayFirst.  For the level of service, I can't really think of one complaint that I have!”

Chef Michael Baugh

Let Them Eat Cake

“We are here to help our customers with their banking needs on every level! ”

Why CreditBench

Your business is our business. So, when you choose a loan from CreditBench, you get the powerful backing of one of the nation’s top SBA lending divisions, fast access to your funds – thanks to our SBA Preferred Lender status, streamlined process and advanced technology – and the personal attention and guidance our in-house team of experts provides at every turn.

Call us today at (833) 698-2265 or fill out the form below to get started!