The right loan will provide a solid financial foundation for your next home. Whether you’re planning a new build or complete remodel, our construction loans will pave the way for the custom home of your dreams. With BayFirst you can expect:

  • Competitive interest rates
  • An experienced team with construction industry knowledge
  • The backing of a trusted financial institution
  • Clear terms and fast closings
  • Ease of application and monitoring of loan process
  • Dedicated support during the construction process
  • Ability to monitor and review construction loan process including inspection and loan status
  • Builder Review process by our lending experts

Ask A Question

Pre-Closing Process

  • Pre-Approval

    The first step is qualifying for your loan and determining a loan amount.

    Learn More

    The first step is qualifying for your loan and determining a loan amount.

    PDF Link

  • Contact

    Lock in your plans with your contractor, building site and plans.

  • Application

    Apply for your construction loan.

    Apply Now

  • Builder Review

    BayFirst will review the plans and let you know any issues.

  • Processing

    Your loan and plans will begin processing for final review.

  • Construction Department Review

    After your plans are approved, you'll move into underwriting.

  • Underwriting

    BayFirst will evaluate all of your documents and make sure you're cleared to close and being the construction process.