If you’re buying a home and ready for greener pastures, BayFirst can help get you there. Through the United States Department of Agriculture (USDA) loan program, we assist qualified buyers purchase a home in designated suburban or rural areas.

Leave The City Behind With A USDA Loan

Like all non-conventional mortgages, USDA loans are backed by the government, in this case the U.S. Department of Agriculture. USDA loans do not require a down payment and offer favorable terms, but can only be used to purchase homes in eligible rural areas.

If you and your home qualify, there are some great incentives that come with a USDA loan.

  • Lower Interest Rates
  • Low or no down payment required
  • A credit score of at least 620 to qualify
  • Easy Application

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