BayFirst Financial Corp. Reports Earnings of $2.81 Million, or $0.61 Per Diluted Common Share, in 4Q21 and $24.62 Million, or $5.74 Per Diluted Common Share, for Year 2021; Highlighted by Strong Loan

January 26, 2022

BayFirst Financial Corp. (f/k/a BayFirst National Bank) (NASDAQ: BAFN) (“BayFirst National Bank” or the “Company”), parent company of BayFirst (“BayFirst” or the “Bank”) reported earnings for the fourth quarter of 2021 of $2.81 million, or $0.61 per diluted common share, driven by higher gain on sale of SBA guaranteed loans, which were partially offset by a reduction in interest and origination fee income from the SBA's Paycheck Protection Program ("PPP") and lower residential loan fee income, compared to the previous quarter.

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