See Where The Right Loan Can Take You
BayFirst is here for your next big road trip. When you choose a loan with us, you get competitive interest rates, flexible terms, and an easy application process.
Ready to hit the road? Get Started.
Apply now
Up to 100% Financing
With no down payment options, finance up to 100% of your RV loan!
Competitive Interest Rates
Apply today to see our latest competitive rates.
Pay From Anywhere
Managing your loan from at home or on the road is easy with online & mobile banking.
Expect a smooth ride.
Loans customized to recreational vehicles.
Flexible terms and competitive rates make BayFirst a great choice for your RV loan.
Expert Lending & Advice
Our auto loan experts are here to answer any questions to help get your on your way.
What's Next? Get Started.
Applying for financing is easy with BayFirst. You’ll need to gather your ID, social security number, and some personal information including income and debt history. You can apply online or at a banking center.
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Fill Out An Application
Easily apply online or in a banking center. Approval is fast and your funds are often available the same day.
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Lock In A Competitive Rate
We’ll work to find the best rate and loan option for your budget. Then just sign and we’ll let you know when the funds are available.
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Go Shopping
Now it’s time to get your new RV and get on the road.
Apply Online
RV Loans FAQ
Your approval will depend on your credit score and application approval, you may be denied financing.
The lender you work with at BayFirst will give you the answer as soon as they receive it.
You’ll start the application process with BayFirst either online or in a banking center then submit some information regarding your credit score and employment. A lender will then run your numbers and give you the loan terms you'll need to purchase your RV
The minimum credit score for an RV loan depends on several other conditions including your debt-to-income ratio, down payment amount and more.
Effective April, 1, 2025, in order to obtain a home equity, personal, or auto loan, a BayFirst checking, savings, or money market account is required with minimum balance of 5% of the loan amount or $5,000, whichever is less. The account may be funded by net proceeds from home equity loans. All loans subject to approval, including credit approval. Income and credit restrictions may apply. Programs subject to change or terminate without notice.
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